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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the london interbank offered rate (libor). bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.
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Lenders will generally loan up to 4 times a Veteran's available. VA's 2019 Loan Limits are the same as the Federal Housing Finance Agency's.