Mortgage rates have fallen to near-record lows. Buyers are also showing more willingness to walk away from a deal, said Brian Houston, the principal managing broker for Coldwell Banker Bain on.
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Compare Mortgage Rates in Houston, TX. Buying a new home is a thrilling experience; however, it can also be stressful and overwhelming. Applying for a mortgage loan in Houston, TX can be a complicated and long process. One of the most important things for people to consider when getting a home loan is the interest rate.
Search current mortgage rates in the Houston area, plus get tips on buying a home and calculate your monthly payments on Chron.com and in the Houston Chronicle.
Mortgage rates in the Lone Star State can vary by as much as 350 basis points. Among the lenders we researched, the lowest rate for a 30-year loan was 3.38%, while the highest was 6.75%. To understand what this means for borrowers, we calculated the difference in monthly mortgage costs between two loans at these rates.
HOUSTON – This may come as no surprise to some. The study compared the differences between rental rates and mortgage rates, historical price changes, cost of living and available jobs, among other.
For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, etc.). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.