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fha conventional loan comparison Home Loan Pmi No Pmi 10 Percent Down fha mortgage interest rate Today The most popular fha home loan is the fixed-rate loan known as the 203(b). It often works well for first time home buyers. It allows individuals to finance up to 96.5% of their home loan and helps to keep down payments and closing costs.seller concessions fha Asking for Seller Concessions – Seller concessions are pretty common in a real estate transaction. First of all they have a down payment. Let’s assume this is an FHA purchase then the buyer has to put 3.5% down. There are.Jumbo Loans: 5% Down Payment to $2,000,000 – 10% Down To. – 10% Down Payment to $3,000,000 With 660+ MID FICO No pmi! loan product information updated 11/01/2018 We provide one of the industy’s largest product offerings for low down payment jumbo loans. Most of these products are available nationwide with the exception of Maine and Massachusetts.